Who we are
Kari Banks is built on a simple promise: put people first. We believe financial guidance should be clear, approachable, and tailored to your life—not filled with jargon. Our team combines years of leadership experience with licensed insurance and planning expertise to deliver strategies you can actually use. From protecting your family to building long-term wealth, we focus on education, transparency, and relationships that last.
Clarity today, confidence tomorrow.
Transparent guidance: plain‑English explanations and options tailored to your risk comfort and timeline.
Partners in the journey: ongoing reviews to keep your plan aligned as life changes.
What we do
IUL Strategies
Tax‑advantaged growth with downside protection, flexibility for income, and living benefits options.
Annuities
Fixed and fixed‑indexed annuities for lifetime income, principal protection, and market‑linked potential.
Agent Careers
Mentorship, proven systems, and growth paths for driven agents. Learn, earn, and lead.
Term / Level Life Insurance
Straightforward protection at a fixed rate for a set period. Great for income replacement, mortgage coverage, and family security.
How we help
1) Discovery
Brief call to understand goals, timelines, protection needs, and budget.
2) Design
We build side‑by‑side options (IUL, annuity, or blended) so you can choose with confidence.
3) Review & Support
Annual reviews to keep your plan optimized. Agents receive training, playbooks, and leadership tracks.
Build Wealth & Retirement Strategies
We align IULs, annuities, and term coverage with tax‑aware accumulation and income strategies for your retirement timeline.
Ready to protect and grow your money?
Pick what fits best—talk to an Licensed Insurance Agent, view a custom IUL presentation, or interview for an agent role.
Download Your Free Guide
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